Senior Citizens (born before 1965) prioritize income security and contingency planning. After a ₹1,000 UPI payment, you’ll get:
Near Term: One-year SWP from Arbitrage Fund to cover living costs, plus SCSS.
Short Term: SWP from low-risk debt/hybrid funds and top-tier corporate FDs or MIS.
Medium to Long Term: Equity mutual fund switches during market dips, LTCG-optimized redemptions, and dedicated legacy TIPs.
Contingency Fund: Highly liquid sweep-in instruments for unforeseen medical expenses.
Special Financial Planning for Retirement: The Post-Retirement Net-of-Tax Income Planner is a simple interactive tool in one HTML page designed to help individuals plan and evaluate their financial readiness for retirement. It provides a structured framework to estimate post-retirement income streams, tax liabilities, and net disposable income. This calculator is suitable for employees, professionals, and investors who wish to consolidate their retirement corpus, allocate funds across various investment avenues, and understand the net monthly income available after accounting for taxes. Check your various retirement corpus components and your post-retirement Net-of-tax Monthly INCOME achievable from the total corpus.
USE THE FOLLOWING CALCULATOR